Architects and Engineers (A&E)

Architects and Engineers liability insurance protects design professionals and their firms against claims alleging design flaws and/or defects resulting from rendering professional services to a third party. The insurance caters to the specific needs of architects, construction managers, civil engineers, land surveyors, electrical engineers, mechanical engineers, HVAC engineers and structural engineers.

A&E Highlights

• Coverage is provided on a claims made and reported, duty to defend policy form with limit options up to $5,000,000.

• Broad definition of professional services.

• Pollution Liability Coverage.

• Network Security and Privacy Liability Coverage (Optional).

• Supplemental Coverages include:

Disciplinary Proceedings

ADA, FFHA, and OSHA Proceedings

Expense Reimbursement

Subpoena Response Assistance

Public Relations

Peer Review Reimbursement

Drone Replacement Expense

• Mediation Deductible Credit.

• Innocent Insured Coverage.

• Project Policy Excess Coverage.

• Equity Interest Coverage.

• Waiver of Subrogation Coverage.

• Coverage for Contract, Temporary, or Leased Personnel.

• Joint Venture Coverage.

• Worldwide Coverage.

• Optional Extended Reporting Periods available up to 60 months.

• Circumstance Reporting.

• Risk Management and Pre-Claims Assistance available.

• Contract Review Services.

Other enhancements available

Amended the “Consent to Settle” clause for a 50/50 sharing of any Loss and Claims Expenses above what could have been settled without the Named Insured's consent.
Updated definition of Bodily Injury to cover "monitoring of medical conditions from physical injury, sickness or disease."
Updated definition of Wrongful Act to include Personal Injury and Media Injury.
An Aggregate Deductible of three times the per claim deductible.
Project/Client Specific Excess Coverage.