Technology and Cyber 

Cyber insurance covers various expenses that may occur. These include identifying and resolving the breach, recovering data, customer notifications, public relations costs, potential credit monitoring expenses, legal expenses, potential fines from compliance regulators, extortion costs from ransomware, and general business interruption. Primary and EXCESS available. 

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Cyber Coverages:

• Business Interruption

• Breach Costs

• Bricking - Cost to replace computer hardware

• Computer Fraud - Theft of funds or property specifically stolen by using cyber methods

• Contingent Business Interruption - Loss occurs as a result of a third-party service provider

• Cyber Crime - Illegal activity that occurs using digital means

• Data Recovery / Restoration

• Extortion/Ransomware Coverage

• First Party Claim - Coverage immediately responds to losses directly to the insured

• Funds Transfer Fraud

• Media (Liability) - Media-related damage such as libel, privacy invasion, copyright infringement

• Notification Costs - Cost of notifying affected individuals

• PCI (Payment Card Industry) - Losses that arise out of an organization’s failure to protect sensitive, personal, or corporate information

• Privacy Regulatory Liability - Losses that arise out of a failure to protect sensitive information

• Social Engineering Coverage - Cybercriminals convinced an employee to transfer funds

• Third Party Claim/Liability Claim - A third party files a lawsuit against the insured

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We are writing Cyber with the following Carriers: 

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At-Bay, BRITT, CFC/Lloyds, Coalition, Corvus, Cowbell, Tokio Marine / Houston Casualty and ACE/West Chester. 

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Using the Cyber worksheet in the applications section, we can usually quote Cyber with all of these companies within 24hrs.